The Nanyang Technological University published on 28 August 2026 an article titled "Growing Chinese Influence in African Fintech" by Rafia Raji.
Two Chinese fintech companies, Opay and PalmPay, focus primarily on Nigeria where they have made significant inroads into the digital financial sector. They are becoming competitive digital banks in Nigeria. African partnerships with Chinese fintechs are adding to China's engagement in digital banking across the continent.


